I got a copy of my credit report, and my former university put 30-days past due on it! I'm a grad student now, and all my loans are in deferment. There was no letter from the university, no call, no nothing. Previous credit reports showed the entry as normal, like my other student loan entries. Any recommendations for how I deal with this? My credit score dropped from a 765 to 667 because of this! My 765 score is from a week ago, and the only thing that's changed is this.