I only deposited $200 in the account. What is your opinion on methods to unsecure the card. Add more $$$. Wait and ask after 12mos, 18mos, 24mos? I dont know. Since I have a Citi gold card, I dont really use the optima that much cause I only have $200 on it. Listening to you guys is the only reason that I am hyped about AMEX. I always heard to stay away from them cause when the chips are down, they will slap you silly. But I have it now and wanted a little advise. And How do I get them to report to the credit bureaus. Does having AMEX on your credit report help that much. Dogman? Can anyone help me? Roni.