http://www.citibank.com/us/cards/cardserv/worldcard/apchoose.htm AASILVER FIRST AAGOLD SECOND Somebody suggested open 2 windows so you can answer all the questions at the same time (TWICE)...I just wrote the answers on a paper so I had them for the AAGOLD...just took about 10 extra min. IF YOU ARE INSTANTLY APPROVED FOR AASILVER THEN GO FOR GOLD...IF DENIED FOR AASILVER~~~DON'T GO FOR THE GOLD!!! If approved for BOTH, when they come in the mail COMBINE AND TRADE FOR PLATINUM SELECT...
OK...I'm working on the app now for Silver...It's asking for my phone number and name on the bill... Why do they ask that? It's in my wife's name...
I filled the entire Silver app out...pressed "submit" and received the following: "A system error has caused a delay in processing your application. Please try again later."
You can also do a VARIATION...if you want to pay the $50.00 for the AASILVER...do the AAGOLD also and COMBINE... You will get a MUCH higher credit limit this way than applying for the AASILVER and then trying to get a LIMIT INCREASE!!!
I have not tried this yet because I needed to submit a dispute in which a single CA has hit my report for 16 separate collections. I sent the validation letter last week and now am disputing with EQ. Only problem is that they only let 13 via online and that does not get them all. That, plus I would never submit a dispute for 13...I sent it in for 12...guess I'm a little superstitious...
They are going to DELETE 11 since you were AFRAID to do 13...if you did 13 all 13 would have been gone... IF YOU HAVE A BUNCH OF "BADDIES"...DON'T TRY BDD...