**Update** Good News!

Discussion in 'Credit Talk' started by Terry, Mar 7, 2002.

  1. Terry

    Terry Well-Known Member

    Hi Everyone:

    As some of you may know, I have had so many problems with Experian because I live in a local affilate area.

    I had several collection accounts that resurfaced over the past few months. My CE Score seem to fluctuate between 580-610. I had a collection account reinserted about two weeks ago. My CE score went from 605 to 594.

    It was an account that I had successfully had removed via a comoplaint to the AG of Pennslyvania. I noticed they reinserted the account and immediately notified the collection agency and the AG.

    The collection agency sent me a letter apologizing for the error and removed their tradeline.

    to my surprise I gained 40 points!!!! My Experian score has never been as high as it is now 631! I know for many of you its probably not a big deal but to me it is.

    My Equifax score is 680, TU is 725. I am almost in prime land! I can't wait to arrive there. I have a Cap one C/O that will come off 7/2002. I have an auto loan with multiple lates from Chrysler Financial, and a few cc's with 1 30 day lates. I am goint to attack them to see what happens.

    I noticed that a few of you were a little discouraged. I can tell you if you keep at it, you will experience success. I have been at this since December 1999, and Experian was my worst score by almost 100 points. Moral to my story: If your not experiencing success, keep at it.
     
  2. LKH

    LKH Well-Known Member

    Good job!! Also, a little suggestion. The account that is due to fall off in July just might come off now with a dispute, since it is so close to the purge date. Just dispute as obsolete - please delete. I'll bet it comes off now. Good luck.
     
  3. Killer

    Killer Well-Known Member

    Congrats! And yes your score increase is a big deal!
     
  4. SisterGirl

    SisterGirl Well-Known Member

    Excellent job.....keep up the great work !

    Sister Girl
     
  5. ariellesma

    ariellesma Active Member

    Holy Smokes I think that is a big deal...

    Do a happy dance :)
     

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