I posted a while back about Ditech/GMAC pulling my TU CR after our 2nd mtg. loan was discharged in Ch.7 in 12/02. They pulled mine in 3/02. I sent them a letter - to 2 different addresses. I finally got a response from someone asking for a copy of the credit report showing the inquiry. I faxed it back right away and am now waiting to hear further. Meantime, we got my DH's TU credit report last week. It shows two hard inquiries from GMAC - 2/03 and 3/03. Now that I have a name and good address, I'm going to send a non-PP letter for DH. Should be $3000 one of these days, right? Any problem with what I'm doing?