I just thought that I would let everyone know how I am doing on my Credit Repair when I started in March of 03 my scores were in the very low 500-525 on all reports and I had about 40 TL on all three reports that were Derogs of course 18 of them were false TL or duplicates from Mercury Finance had one judgement and 9 tas liens on each one and Two chapter 13's.......to date have gotten the judgement removed from all 3 CRA's all 18 of the false TL's from Mercury removed 3 bankruptcys removed only have 4 showing one on EX, one on EQ and Two on TU, gotr three tax liens removed all State tax liens and did a OIC with the IRS and it was excpeted paid it and am waiting for a Letter from them of "WITHDRAWAL" of the tax liens so I can get them removed from my Credit Reports got a OIC in with the state just waiting to hear if they will except it for "WITHDRAWAL OF the tax liens, and I got my Land Contract finely financed into a real mortgage in my name closed ON 31 December 03, lowered my house payment 300.00 a month interest rate went from 10.75 to 7.25 and this loan is reported to all three CRA's where my Land Contract was not. My Credit Scores to date are EQ - 645 TU- 589 EX- 680, my MOrtgage shows up on EQ and EX have not pulled TU yet so my scores now should start going up as my first payment which was made in 01 February 04 shows up. Once I get the liens removed I should see my scores hit the 700 range and after I get about 9 payments with my new mortgage company things should really go up. Still have lots of work to do am getting ready to sue CPS in Federal court. I will try and keep you posted on how things are going. BTW have just 5 TL left on EQ and three are good ones, have 9 on EX and 7 are good ones have8 left on TU and 4 are bad
