Hello There, I post earlier that I got approved for a checking and loc without a hard pull.... wrong... they pull 2 on efx the same day today.... the reason well I apply for the checking over the internet and got a message to wait for one business day... well I called and check on the status of the app the rep told me well let me process it for you... well I did'nt know that it has already been approved the first time so when the rep took my info it pull another one... anyways just for your info... they will pull a new inq on every product you apply for... and if you apply for one thing over the internet and one over the phone with the rep that is two pulls... cause the rep can't see that the app over the internet has a report pulled already... and they told me is a automatic thing... well the funny thing is the rep that open the account for me told me that no no credit report was pulled today... yet 2 is showing up on efx... I talked with Pen Fed but nothing they can do about it... so I guess I will just have to let the 2 years past to fall off...cause I can't disputed it according to a efx rep I talked to today.... anyways besides all this I did get a checking and a loc so I am not like totally disapponted... lol..... Thx, Kev
