First let me say THANK YOU to all the creditnetters for there help, I have learned so much info from this board!!! I started my journey or "studying" in Sept. 2002 when a friend told me about Kims Web site, "The Fair Credit Movement". After reading her site I made a "plan of attack" and started the Validation process along with 2 secured loans in Dec 2002, my scores were as follows; TU 492, EQ 495, EX 518. I have since gotten 8 accts off of EXP some where duplicates, 5 removed from EQ, and 5 removed from TU. My scores as of 17 Apr 2003 are; TU 591, EQ 561, EX 640, and I'm very happy with my results. I've almost gotten my reports clean, still have two CAs that WILL NOT validate but are verifying w/ the CRAS. GRRR this makes me MAD. Once again thanks to everyone that takes the time to read these posts and respond. sincerely, Lucas
