Hello There, Well receieved the letter from Sears the reason why it was denied for a credit line increase was 2 reasons... 1. too many active trade lines with balances.. 2. too many inqs within the last 12 mons.... Oh well and they do not give reductions on APR's at all now the apr is 17.9% the intro of 2.9% is over with the card will be put in drawer now... Thx, Kev