Wanted to let everyone know that one of the hard inquiries I disputed (MBNA) using Doc's trick fell off overnight. I had disputed around the 27th or 28th of April. It would appear then that they do actually send some type of verification to the creditor. I'm hoping that most companies would simply ignore the request as a low priority item.
Yea, I checked this morning and I had had three more to come off. I did mine on the 27th. That makes 7 I have had to delete so far.
2 (out of 7) of mine came off a couple of days ago and I used the "trick" a couple of weeks ago. I'll take the 4 points it gave me!