I received my credit report from TU and several accounts state their updated date as being 01/2003. I understand one of them, but the other two confuse me. One is from Rich's which as paid off in 1997, but states as being included in bankruptcy (1999), the other is first premier which was closed in 2001 with a $0 balance. Why would these accounts be updated and does that change the date as to when these accounts will fall off of my CR????