I just recieved an updated report from TU. It had all four negatives that I disputed deleted. Now this report is very clean except for the number of inquiries(17) in past year. My question is should or could I go back and reapply with the companies that turned me down or should I wait and apply for credit with this report later? Also, would it be a good idea to apply online again. The current TU report has four good tradelines reporting. 1) retail card and three bank loans $300-500 each all paid as agreed. Thanks for any help.
Hi themyles. Congratulations on getting the deletions. You could probably get approved for Chase or Citibank even with a few inquiries. I know other prime banks would be much more picky. Bank of America pulls TU also....so you have some choices.
Thanks Roni, I followed a lot of the avice you gave out over the last year or two. You don`t post much anymore. Why?
Many felt that I posted TOO much and thought that I thought that I KNEW everthing. That is not the case. I just wanted to be helpful. As a result, I have "chilled" and given those people a rest from my advice or opinions.
Some people DON'T realize that you DON'T have to be here... You learn from others...we learn from you...
roni, I am sorry to hear that people treated this way here! Maybe they could just skip over your posts and keep their opinions to themselves, and those of us who appreciate your wisdom and willingness to help could benefit without their negative comments!!
Uh oh, posting too much is a problem? Then, I'm sunk! Oh, well, I join good company! :::winkin' at Roni!:::::
