Anyway, I got the bill stating I was responsible and disputed via certified mail as not mine. I received no response but the acct. was taken off my credit report. It was then put on my husband's. So, I disputed that. Now, they have removed it off his and put it back on mine...this while i'm in the process of getting a mortgage! Help, please. I want to send certified mail to the hospital, the CA (NCO, of course), and CA's. I intend to threaten a lawsuit due to the fact that this could seriously hurt my house purchase and they have little if no time to correct it..maybe a couple of days. Are there any other ideas I'm missing on this? Thank you so much..I'm not panicking....yeah, right!