I applied onlibne and was approved for US Bank with a CL of 10,000. Intro rate of 5.9% then goto prime+5.90 which is ow 11.40%. Phyllis
They pulled Experian for my hubby (declined, 704). Of course everyone pulls Experian for us..... Ozzy.
It seems as if most of the ppl here get Equifax pulled. Not me I get TU pulled which is my worst report. I have tried to get Experian and TU to update with my reports with no success. Phyllis
We're in PA. I should stress that the decline didn't say the score was a factor - the letter indicated that there weren't enough current accounts (mortgage, credit cards, 2 vehicle payments, cell phone... not enough current accounts?? I don't understand that one....).No lates in over 3 years, no BK or chargeoffs or collections. But the late we did have was a 6 month late and that was a factor, along with too many inquires (3). Ozzy.
Oh, forgot to add, it wasnt' a LOC we applied for - it was the Harley card, but through the same bank. (almost glad my hubby didn't get it...<g>... he does not need more motorcycle stuff, although getting $ back for the stuff he does buy would have been cool....) Ozzy.
