US Bank CLI

Discussion in 'Credit Talk' started by Mirage, May 19, 2004.

  1. Mirage

    Mirage Well-Known Member

    Just logged online and noticed that US Bank has upped my credit line from 5k to 6.5k.

    I opened my acount in Nov/2003.

    Usage was sparse as there is no rewards with this card. I did do a BT (zero for 6 months with BT fees) but paid 80% off on the very next billing cycle.

    I may convert this card to a cash back but have yet to find any comments about this here on this forum.

    I don't think a hard inq was pulled.

    Best regards,
    Mirage
     
  2. miles

    miles Well-Known Member


    Congrats!! It's seems more personal when a bank gives you an increase without having to ask. Makes it seem more like they appreciate your business.
     
  3. Mirage

    Mirage Well-Known Member

    Re: Re: US Bank CLI

    Yup, I just checked on my secondest oldest TL (Providian) and they just increased my CL by another 1k, so I'm sitting on a little under 10k cl from them. (I've been charging one tank of gas
    every month)

    Unreal, when you don't carry a balance with Providian as I have received about 2.5k CLIs in the last 6 months.

    Of course my oldest TL (Cap 1) has not seen an CLI closing on three years and my third oldest (Target Visa) has not seen one in 2 years.

    Best regards,
    Mirage
     
  4. 8004me

    8004me Well-Known Member

    I got an auto increase at 6 months with them as well.
    Call retention and with a little work you can get 5.99% APR
     
  5. Ozzyburger

    Ozzyburger Well-Known Member

    We have the Harley card through US Bank - that has an 11.99% APR - anyone have any success getting that APR reduced or CLI increases for that card? Our cl is $10k and we've had the card for 19 months.

    Ozzy.
     

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