Does anyone know if the unsecured LOC with US Bank is easy to get? Evidently Firstar just merged with them. If you know what score is needed and CRA pulled that would help too. Thanks!
You need a 680 if you bank with them and 700 if not. They pull experian for all products except the Gold and classic Worldperks cards.
I had a US Bank Visa and my score was around 650. They started me out at 4000.00, then every 6 months I got a 2000.00 increase with a phone request, the rep did it immediatly, I kept doing that every 6 months until I hit 12k, fell in major financial problems at that point, that started my problems, easy credit to get...no credit checks with each increase, I liked them, nice reps, but that acct is now closed. I think they are fairly easy. My score was never in the 700's when I got it, and I do not have a bank acct with them. J
