Does anyone know if you need to have a bank account with them in order to get their LOC?? My better half applied for a LOC got instant denial and they never pulled a report?? It has been over a week and still no letter and no inquiry shows anywhere. Just curious if this is why. I had this happen once with Wells Fargo and they denied b/c I didn't have an account and they didnt pull a report. And if this is the case it this the same for their credit cards?? Thanks
