Unless you are a certain Democratic congressman with horrible credit who is about to push a bankruptcy bill MBNA desperately wants passed. Then MBNA will loan you almost half a million dollars at below market interest rates to consolidate your debts. LOL!
Update: I applied today, deciding to risk the inquiry. Turned out to be a waste of time: Credit Limit: $5000.00 Variable Rate: Prime + 5.95% Current APR:* 10.70% That's the minimum level, at one of the maximum rates, on a day where my Equifax Fico (which they seem to be pulling) is 750. I wonder if it's that citibank near-maxed line that's scaring them? In any case, I promptly delined it. I'll update the thread with which CRA they pulled.
~~~~~ Waving at the dogster Yes it does feel good, I actually closed 2 accounts today and that felt good too