USA Gold credit card

Discussion in 'Credit Talk' started by Meadowlark, Aug 27, 2001.

  1. Meadowlark

    Meadowlark Active Member

    Hello, anyone hear of this credit card I believe it was Visa, I feel better if I ask here for advice, I really don`t want to any more mistakes this time.
     
  2. Hope

    Hope Well-Known Member

    What are the specifics of the card? (I smell a rat already.)
     
  3. GEORGE

    GEORGE Well-Known Member

    IS IT REALLY A VISA/MC?

    Does it have FEES ($100 min) ???
     
  4. JacquiG

    JacquiG Well-Known Member

    I just did a search below for "USA Gold". Results came back from earlier this month. Is this the same company?
     
  5. breeze

    breeze Well-Known Member

    Read what you got. Does it say Visa or Mastercard?

    A lot of the time these are only cards for catalogue companies, not really major credit cards. If it doesn't say "visa" it isn't a Visa.
     
  6. breeze

    breeze Well-Known Member

    It's a catalogue card.

    http://www.theusagoldcard.com/dollars/0749/212/index.html?sourceid=

    ignore the "preapproval for unsecured Visa" - doesn't mean a thing except they're going to send you an application after you buy something from their catalogue.

    This is misleading advertising, people who cannot get credit cards fall for these. You're better off getting a secured CC with a low limit, work your way up. It can be done! Read about all the successes here.
     
  7. leo728

    leo728 Well-Known Member

    Breeze is right, get a secured card and work your way up. Don't fall for companies like creditcorp and the like. Just overpriced catalogue companies.
     
  8. GEORGE

    GEORGE Well-Known Member

    F.Y.I.~~~~FREE CATALOGUE SHOPPING NOW AVAILABLE @ JC PENNEYS!!!!

    They may even give you a less than FREE catalogue...(buy the catalogue for $5.00 they give you a coupon for $10.00 on your order).

    1-800-222-6161

    HOME DELIVERY OR STORE DELIVERY

    WWW.JCPENNEY.COM


    BUT IF YOU INSIST...SEND ME $195.00 TO PO BOX.....

    :)
     
  9. Meadowlark

    Meadowlark Active Member

    Hey, thanks everyone! what would I do without this board, I woold have made so many many mistakes by now. I do have some credit cards Visa by Sterling Bank, Sears, and Spiegal I really wanted a Master card too but I don`t know.........Its really hard to build up credit again, Oh, the Visa is secured, thank you again.
     

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