Just got an e mail solicitation for USA Platimum with a 7500 LOC, says it' pre approved, no credit check, no income verification. Is this for real?
Never mind, just read the terms---it's just like that ASSET card-can only purchase items from their catalog. Membership fee is 149.95. What a bunch of crap!
Something doesn't sound right. If you're not already doing business with this company, why would they give you a $7500 credit line without checking your credit? Is there an 800 number? Does it refer to APR, AMF, etc? Just asking. Do you need to give your checking account number, or pay the AMF up front (have to send a check vs. having it billed)? If so, I suggest you walk away.
