I keep seeing that it will help your score to maintain a 25-30% usage ratio. I wanted to get clarification on that. Does that mean you want leave about that much on your cards each month? Is this better than paying off the balance every month?
"THEY" SAY KEEP IT UNDER 30% USED... You can PAY IN FULL and "MAX" a card or two out...it does not make a whole lot of difference... F.I.C.O. scores are totally ILLOGICAL ANYWAY!!! When one (ME) make $30,000+ in payments in one month on credit cards and takes a BIG HIT...something is really wrong!!!
"IF" I pay 100% of my credit cards...I MIGHT MAKE IT TO 799!!!!!!!!! 25+ YEARS PERFECT HISTORY...CAN'T EVEN GET 800!!!!!!!
