Hi all, I am new to the boards, so forgive me if you have covered this... My chapter 13 was discharged in January. I really need to buy a better vehicle. What I really want is a Ford F-250, let's say 2 years old. I can put about half down on it. I had a Ford Explorer when I went into bk... the ex-wife took it and it ended up going back to Ford after she couldnt make the payments. It was financed through Ford credit. The bk was joint. So what is the best way to look for financing? Is it possible or should I just keep saving for it? Thanks! dartol
OK maybe I am better off than I thought anyway... I just got my scores. EQ: 626 EX: 652 TU: 598 ...and there are errors on there to boot. Dartol
A good F&I guy at your local ford dealer should be able to help. You'll probably get a better rate through the dealer than you can get online. Half down should get you a pretty respectable rate, definitely below 12%. Household, Cap One, Bank One, B of A and Wells Fargo are a couple of likely suspects. Ford just got out of the sub prime business, but you still might qualify through their regular finance arm with a big DP.
