Utility/Medical Collections vs CC's

Discussion in 'Credit Talk' started by estarrio, Mar 9, 2005.

  1. estarrio

    estarrio New Member

    I've read quite a bit about dealing with negative credit card items in my credit file but I'm confused about some of my other items.

    My current collection accounts include a medical bill, an old phone bill and an old cable bill. All are being handled by CA's.

    If I pay these collection accounts...will they list as paid collection accounts for an additional seven years on my file? If I can't dispute them, am I better off waiting for them to drop since they are all under $300?

    Thanks in advance!
     
  2. pd11604

    pd11604 Well-Known Member

    They can only show on your CR for 7 years after the date of first delinquency, whether you pay them or not
     

Share This Page