If you're new to this board - you may notice that some creditnetters use the expression "UYGF." You may also notice that one of our most loved and respected creditnetters - GEORGE - now writes this in his bio when he signs his posts. UYGF stands for: Unless You're George Factor We use this term to explain actions of credit card companies that simply don't make sense. For example - if all of your friends get credit line increases every six months on their new Citibank Mastercard - and for some reason - you don't get any - even though you've used the card and paid down the balance - you would call this the GEORGE Factor. It can be used in a sentance in the following manner: "Everybody got at least $1000 increase after 6 months - but I got zilch. Guess it must be UYGF." Enjoy the board. Your faithful servant, Mark LA
