Well I was at NYC courthouse today.... what a zoo. I have 2 items on my CR from 1999 that I want off. 1) Satified judgement in Civil Court 2) Satified NY tax judgement from Superior Court. I went to the civil court records department and asked to vacate a judgement. The clerk said "you can't, it's satisified, and essentially you can't say it wasn't valid if you paid it. NEXT!!" So I walk out of there with my tail between my legs and headed to the superior court to get a copy of the Tax Judgement. I ask the clerk for help. She provided me with one piece of paper stating 'Warrant' at the top. I asked 'isn't there more documentation like a petition, proof of service, a transcript of the judgement??? How do I file a motion to vacate??' She looked at me like I was from Mars. She gave me the number to the state department. I called, and they basically said write a letter explaining why it should be vacated and mail it in to us. Does any of this sound right?? If so, what should the letter say. I am contesting that I didn't get served (which is true), but they basically claim all they have to do is confirm letters where mailed, and there was no clerical error. I am so frustrated that I had to use a sick day to essentially get nowhere.
Once the judgement is vacated can you get it off of your credit report? We have one showing filed in 1997 and vacated in 1997. Any suggestions? Thanks
-Is it a "VACATED" or "SATISFIED" judgment??? -If this is a "tax judgement", GOOD LUCK getting it vacated. All they have to do is show the summons was mailed. -additionally, this may actually be a tax LIEN which isnt "vacatable"
Re: Re: Vacating a satified judgement Thanks for responding. The credit report shows this as "vacated". Do I simply write the CRA a letter stating this is not a reportable item? or is it outlined in the FCRA? Thanks FYI: I am not sure why it still appears; however, it is there. Can judgements stay for 10 years/ I forget. At any rate I will try getting this off.
Re: Re: Vacating a satified judgement In theory, it can be there forever. If the judgement is "renewed", it can be reported again. But, if it is satisfied, it should only be 10 years. Vacated just doesnt make sense at all to be on a credit report.
Re: Re: Re: Vacating a satified judgement It's neither renewed nor satisfied. Like I said a vacated judgment is a non reportable item. ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- ><- <>
Re: Re: Re: Vacating a satified judgement WHY isnt it reportable? IT'S a public record right? I ask cause I honestly dont know
Re: Re: Re: Vacating a satified judgement when a judgment is vacated its means it wasn't valid and therefore cannot be reported the credit bureaus. usually to have a judgment vacated the judge will have to retry the case. if the plaintiff wins, it stays on, if the defendent wins it never goes back on and dismissed. or something to that effect.
Re: Re: Re: Vacating a satified judgement oh sorry. when it is vacated it is taken off the record - as if it never occured.
Re: Re: Re: Re: Vacating a satified judgement I don't know if you've observed this or not but not all public records are Customarily found on credit reports.
Re: Re: Re: Re: Vacating a satified judgement In other words If it's taken off the records-How is the CRA reporting a vacated judgment thats not on file at the court house. Also to answer hiding 90s question if it's not on record then there is no public recort for the cra to report.
: Vacating a satified judgement EraserMate In other words If it's taken off the records-How is the CRA reporting a vacated judgment thats not on file at the court house. Also to answer hiding 90s question if it's not on record then there is no public recort for the cra to report.
Re: Re: Re: Re: Re: Vacating a satified judgement sorry lb - the CRA doesn't report a judgment, the courthouse does...
Re: Re: Re: Re: Re: Vacating a satified judgement Yes, I have noticed. BUT, my question was trying to inspire SOMEONE to post WHAT KIND of public records CAN be reported AND WHY?? Some people who view these post like to have evidence and information, NOT JUST YOUR "word"
Re: Re: Re: Re: Re: Vacating a satified judgement well, IMHO, anything pertaining to debt, such as judgments won by creditors and bankruptcies should be reported. i don't necessarily think debts won by private parties should be reported. for instance, you're sued due to an auto accident. if it doesn't pertain to debt incurred by you it shouldn't be on there. this statement does not pertain to medical bills or other monies owed like unpaid utilities. those should certainly be reported if you incurred the bill and did not pay.
Re: Re: Re: Re: Re: Vacating a satified judgement want to add that i think divorce would come in handy on a credit report. it would make my job so much easier when trying to determine the cause of late payments.
Re: Re: Re: Re: Re: Re: Vacating a satified judgement OOPS I ment listing not reporting - Sorry my bad
