valadation

Discussion in 'Credit Talk' started by teesha, Jul 3, 2002.

  1. teesha

    teesha Well-Known Member

    I have this company that was omly reporting to experian saying I owed them $300 which I have a receipt from the oc sying paid in full.So I sent them a valadation request faxed and by a certified letter.Well they reported it to Equfax today I know this because I have their service and it was not there monday.Can they do this legally?I thought they could not report while in a validation process.Is there anything I can do I faxed the valadation on 6/27/02.Please help...
     
  2. LKH

    LKH Well-Known Member

    You need to send them a demand letter advising them they are in violation of the FDCPA for reporting to the cra's after receiving a validation request and that if it is not removed with xx days, you will have no choice but to commence legal action as authorized by the FDCPA.
     
  3. teesha

    teesha Well-Known Member

    Can I find an example of this letter on this site.Also when I dispute it to thr cra agencies I need to show proof of everything, right.
     

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