I have a question that I hope someone can answer. First, I'm a newbie and have been searching the boards for a few weeks. My situation is this: My credit reports lists a debt of $4500 owed to an original creditor. I admit that I owe the debt but its much lower than $4500. Can I request validation of this debt from an original creditor and will it do me any good to do so? During my search, I've only been able to find validation letters sent to collection agenies. Thanks.
