The creditor and the CA have an ongoing relationship where the CA does hundreds of collections for this creditor so they have a close relationship. The CA are buttheads and the creditor people have very helpful. The creditor has spoken with the CA who is refusing to delete. Should I send the creditor letter to the CA with my validation letter or not? I think I should because it will show the CA they are in a corner and cannot lie their way out. Any imput is appreciated. This is over a $50 paid collection. The debt is not mine and I obviously never paid it. The CA claims to have copies of two checks they say I wrote to pay off the debt. I am asking for them in my validation letter.