I have two 5 year old paid chargeoffs on my EQ. Whould it make sense to send the validation letter at this point to get a removal? My score is 682 but my # 1 reason is derogitory collection accounts.
Do a search for "litigious nutcase letter". It appears from past threads that it's a great tool for getting creditors to remove old paid charge-offs. I don't have the exact link, but do a search and you're sure to find it. Maybe someone else can post. Smitty If I didn't eat the last cookie, and Uniondiva didn't eat the last cookie... the who did?