Validation Letter

did you click on the blue validation link below?

 

In my personal opinion the best thing you can do is to keep it as simple as possible and not be putting in all those questions.

They are supposed to answer most of them anyway so why try to teach them their business and how to run it?

I'd far rather catch them not providing it than I had to try to teach them how smart I am.

I learned long ago that its not just exactly real smart to try to teach so called professionals how to do their job or how smart you are.

Better to let them teach you how smart they are.

 

Re: Re: Validation Letter

Bill's right :
You don't want to tell the bunny where you hid the easter eggs.

L O L

 

Re: Re: Re: Validation Letter

Here is the Val Letter you want to send .
Don't make any changes on it and don't hand sign it.

«Your Name»
«Address
«City», «State» «Zip»

«Company»
«Address»
«City», «State» «Zip»

«Date»

RE: Account #_________/Original Creditorâ??s Name

Dear Sir/Madame:

Thank you for your recent inquiry. This is not a refusal to pay, but a notice that your claim is being disputed. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please complete and return the attached disclosure request form.

Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a "validation;" that is, competent evidence that I have some contractual obligation to pay you.

You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law. You may wish to consult with a competent legal advisor before your next communication with me.

Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees.

Sincerely,


«Your Name» don't sign


- - - Include the following on a separate sheet of paper - - -


CREDITOR DISCLOSURE STATEMENT



Name and Address of Collector (assignee): _________________________

Name and Address of Debtor: ____________________________________

Account Number(s): ____________________________________________

What are the terms of assignment for this account? You may attach a facsimile of any records relating to such terms.

Have any insurance claims been made by any creditor or assignee regarding this account? YES/NO

Has the purported balanced of this account been used in any tax deduction claim? YES/NO

Please list the particular products or services sold by the collector to the debtor and the dollar amount of each:


Upon failure or refusal of collector to validate this collection action, collector agrees to waive all claims against the debtor named herein and pay debtor for all costs and attorney fees involved in defending this collection action.

________________________________
Authorized signature for Collector

__/__/__
Date

Please return this completed form and attach all assignment or other transfer agreements that would establish your right to collect this debt. Your claim cannot be considered if any portion of this form is not completed and returned with the required documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. If you do not respond as required by this law, your claim will not be considered and you may be liable for damages for continued collection efforts.

 

Re: Re: Validation Letter

Just be sure that when you have used that validation letter you come back and tell us what the results were.

I'm sure it would be appreciated by many.