Hello! I'm new here, and am REALLY enjoying this site! SO MUCH INFO! I have a question about an acct. on my report. I had an auto loan, and in Feb 02, I traded the car in, the new creditor "supposedly" paid the car off in Feb. 02. Have paperwork from new creditor for proof. But in 1 report, it says that I have a 30 day late in Mar 02, and in another report, it says that I have a 90+ day late in June 02. The acct is paid in full, but is there anyway I can get the lates removed, or would getting the the entire TL deleted be better?? Should I send a Validation letter to the OC or which letter would better fit this situation?? PLEEEEASE HELP the newb Thanks in advance!
We'll it sounds to me like it not your problem!!! .... IF, you have a contract in writing that backs up your statement. What "I" would do is call the company that bought your car and say. "Hey, I thought we had a deal that you guys were supposed to pay this car off. Here is a copy of the contract, and a photo copy of our deal. Can you contact, Both the people who are reporting this to my credit report and the CRA'S and FIX this, you guys are "CRAMPING" my credit worthiness. You got 30 days, I don't want to talk to these guys, its your problem" ...Write letter to the people who bought your car and agreed to pay it off!!!!! You guys made a deal!!!
