Validation Letter

Discussion in 'Credit Talk' started by N'awlins, Mar 20, 2001.

  1. N'awlins

    N'awlins Guest

    When something comes back "verified" from the CRA's, can you use validation letters with the original creditor?
  2. S.D.

    S.D. Guest

    I think Lizardking said to send to original creditor or collection agency and if they don't respond from there, send a copy of the letter and return receipt to the CRAs and demand for the item to be removed.
  3. N'awlins

    N'awlins Guest

    I think I remember you could only send those to collection agencies. If that is true, what can I send to the original creditor? or is the burden of proof on me?
  4. river

    river Well-Known Member

    N'awlins, go to search engine at bottom of screen and put in straight talk and then go over and put in validation and you will find what you are looking for.
  5. N'awlins

    N'awlins Guest

    Thanks guys
  6. molly

    molly Well-Known Member


    What if you get a letter back from the original creditor stating that they no longer hold that loan, it has been sold to.... and they can't help you with the information you are requesting. Then how should you go about a dispute with the bureau? Do you say, they are unable to verify the account please delete? I know this won't work with Equifax, I tried. Should I try calling in a dispute with Equifax and tell them the dates are wrong and read them the letter? I need to know what to do after I receive a letter. Thanks

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