I sent a CA a validation letter a little more than a month ago. They bought one of my charge off cc accounts. Should I send a second validation letter or go straight to the estoppel? I may be wrong but have I seen a letter that combines both?
In my opinion, I would never send a 2nd validation letter. That just gives them 30 more days to prove what you really don't want them to prove. Send the estoppel, then your intent to sue.
