VALIDATION Situation

Discussion in 'Credit Talk' started by dimples1, Dec 23, 2001.

  1. dimples1

    dimples1 Well-Known Member

    I sent a valadation letter to a credit card company. The credit card company sent me back ONLY the terms of the card with NO signature, and the past bill statements.

    My question is what type of letter should I send back to this company inference to the NO signature on any doucments they provided copies of.

    Am I right, THEY HAVE TO PROVIDE COPIES OF MY SIGNATURE......NOT STATEMENTS, NOT UNSIGNED AGREEMENTS......AM I RIGHT ON THIS ONE EVERYONE, N E ONE???????
     
  2. author_22

    author_22 Well-Known Member

    Yes. A signature has to be provided for it to be validation.

    I don't have the exact law, but I'm sure someone will provide it.

    All I know is that the letter you got, and their admission they tried to call you (if you said in the letter not to call) is already violations.

     
  3. breeze

    breeze Well-Known Member

    author, that is only true of collection agencies. The original creditor can call all they want.
     

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