Sometimes things go very easily. I had a medical bill in collections for $183 listed on Experian. I sent out a letter to validate, and before I even got the return receipt, the tradeline had disappeared from my report! My median score (Truecredit, though) also went up about 5 points. Just a small success story made possible by this website. Thanks! bushka
Some companies adopt the posture that any challenge is not worth the hassle. Many more consumers that will simply pay up. Sounds as if you benefitted from said posture. Congrats . . .