I've read several posts but can't seem to find the correct answer on validation timing. My CAs aren't trying to contact me so how do I know when my time has expired? I haven't gotten a letter or a phone call in years. I haven't tried to contact them yet, so would the timer start after I do? Whay happens after my time expires?
The validation period runs from THE INITIAL COMMUNICTION FROM THE DEBT COLLECTOR IN WHICH THE VALIDATION RIGHTS ARE CONTAINED