Validation With Original Creditor

Discussion in 'Credit Talk' started by 23ORDNAL, Sep 23, 2003.

  1. 23ORDNAL

    23ORDNAL Member

    Hi, Can you validate a debt with an original creditor? Is there a law saying that they have so much time to respond to your request? Also, does anyone have any sample letters to validate with an OC? I know you can do all this with a Collection Agency, but what about the original creditor?
     
  2. 23ORDNAL

    23ORDNAL Member

    BUMP
     
  3. lbrown59

    lbrown59 Well-Known Member

    Look in the sample letters for a dispute letter.
     
  4. 23ORDNAL

    23ORDNAL Member

    So they don't have to validate? You can just send a dispute letter and they have to list the account as disputed with the CRA? What is the time period on this before they are in violation?
     
  5. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Validation With Original Creditor

    They have 60 days to correct the error or explaine why they believe it's correct.
     

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