Ok guys, I need your help... I have a collection from a few years ago. Last year, like a dummy, I paid it - total was like $130. Once I found this board I starting to dispute items with CRA's, etc. I sent the CA of this account an estoppel letter which was blown off. I want to send them some sort of verification and/or dispute letter in the goal of catching them in FCRA violation of not reporting the dispute to the CRA. Any ideas? Thanks Unruly
I'd say do just what your saying.. stsart disputing various things w'in the TL. I'd start with a generic dispute saying they're reporting the account wrong, check to see if they pull a CR and get them for PP as well.. I have a simialr situation, and this is the approach I'm taking.
If you paid off the collection, dispute as 'not mine' with the CRA, and if that doesn't work, send the goodwill letter to the CA.
