If I send a validation letter to CA and then dispute the TL with the CRA, will the CA be in violation of FDCPA if they verify before the 30 day violation period? I sent a CA a validation letter last week right after CRA verified the TL. The account was paid in Full with the OC 2 months ago. Should I re-dispute the TL now, or wait until 30 day validation cycle completes? BTW: Are the CRA violating any laws? -- Horace
