I just reviewed my EQ report and noticed that several items had been verified after I had sent 2 validation letters to the CA's. How is this possible? I thought that the CA are unable to report while the accounts are in dispute. I have the green cards dated prior to the "verified" date on the EQ report. Any advice on this would be greatly appreciated!!!!
The point is, though it's a violation for them to verify an unvalidated debt., they DO IT all the time. If you'd care to be more specific about your problem we'll try to help. Welcome to the board.
Butch, Thanks for the advice. Here's my problem. I have 4 charge offs showing on my reports. All 4 are 2-3 years old. I have paid little attention to them (CR)until my Insurance shot up. After reviewing them I find these charge offs. I did not open any of these accounts. They all belong to a family member with the same name, I'm a Junior. My father developed Alzeimer's and let a bunch of his accounts charge off after years of perfect credit. Now, several of these are on my reports. I disputed them as not mine, not divulging that they were my fathers. He has enough problems. And they came back verified. I sent validation letters 90 days ago and a follow up letter 60 days ago to all the CA listed (2 listed as collections, 2 listed as 'sold or tranferred") I have recieved nothing from any of my disputes. I followed up by sending CRA copies of letters along with green cards and EQ listed accounts as verified, but also as "disputed as not his/hers" TU/EX asked for proof of Identity-I sent utility bill and DL with sig covered. They in turn sent second letter stating will investigate, this has all transpired over the last 2 months, still nothing. Sorry for long story but, I wanted to explain as much as possible. This site has been a godsend for me. I have read and reread everything I can relating to my situation. Any advice on where to go from here would be appreciated!! Thanks to all who reply!
