I have a few accounts reported as verified dring the 30 days when I sent DV to the OC's...I never heard from the OC's concerning the DV. What do I do now to dispute? Send the CRA's my green CRRR green card, and do I include a copy of the DV letters? Should I cite any laws? Thanks for the help.
Has anyone had this happen? If so how did you proceed and was it removed? Any laws I can quote? Thanks
Here is a link I found. I am posting it to help others with the same question, http://www.creditinfocenter.com/rebuild/debt_validation.shtml It applies to CA not to OC's so input is still needed.
Yep... You'll see the same thing answered a lot of times here too... FCRA applies to anyone who reports to a CRA FDCPA applies to CAs FCBA may apply to OC's depending on the type of account in question. Now, look for and read Johnson v. MBNA, and you may be able to draft a convincing letter which will have them begging to provide you with documentation to verify the account. Here is essentially what it says (and what parts you don't want to bolden. Note that I downplay the judgement reference. Think of it as emphasis by de-emphasis. I won't post the entire letter on the board, but if you private message me on the board, I can help point you to the exact snipplets.
