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Verizon not deleting tradeline

Discussion in 'Credit Talk' started by dwh1969, Aug 4, 2002.

  1. Aug 4, 2002 #1
    dwh1969

    dwh1969 Active Member

    I had a tradeline reporting to all 3 CRA's from Verizon as a charge-off of $59.00. I wrote asking for verification and they provided what amounted to pretty decent verifcation.

    So then I wrote saying I would pay the $59.00 for full deletion of the items. I also stated that this wasn't an acceptance of the debt as mine just willingess to settle to remove the item.

    They returned the letter signed. (All communication has been via CRRR).

    Now after paying they are reporting "paid charge-off" (not hard to believe). I'm currently disputing with the CRA's but was starting to think about my next step if it comes back verified.

    Any ideas?
     
  3. Aug 5, 2002 #2
    dwh1969

    dwh1969 Active Member

    Any ideas?
     
  4. Aug 5, 2002 #3
    dwh1969

    dwh1969 Active Member

    One last bump.
     
  5. Aug 5, 2002 #4
    Turtle

    Turtle Well-Known Member

    If your letter to Verizon offered the payment in exchange for deletion and they did agree to that by signing and returning the letter to you...then can't you take the letter to the CRA's and provide it as proof that it should be deleted?
     
  6. Aug 5, 2002 #5
    rblues

    rblues Well-Known Member

    Unless Verizon agreed to deletion in written form, you are out of luck. Simply writing the letter is not enough. You need to have a written agreement stating the terms of payment. If you had that letter, you could go to the CRAs if they verify and tell them that they agreed to delete.

    W/O it, you will just have to dispute, see what happens and hope for the best :)
     
  7. Aug 5, 2002 #6
    dwh1969

    dwh1969 Active Member

    I do have a signed document from them saying they would delete if I paid.

    I just didn't know if I could send a copy of that to the CRA saying delete because of this. I thought I would have to have Verizon tell them to delete.
     
  8. Aug 30, 2002 #7
    Kittw1

    Kittw1 Well-Known Member


    What number did u call when you worked with Verizon? I need a deletion for a mtg.
     
  9. Aug 31, 2002 #8
    Butch

    Butch Well-Known Member


    NOOOOOOOOOOOO!!!


    The CRA's will tell verizon not to agree to those.

    After all the letters have been attempted you'll have to file suit.

    There's no other wya.

    Sorry
     
  10. Aug 31, 2002 #9
    Kittw1

    Kittw1 Well-Known Member

    Anybody with any contact info out here...please let me know.
     
  11. Aug 31, 2002 #10
    willracin

    willracin Well-Known Member

    i know i am still a newbie but i had success after dealing with verizon in Fla (i dont live there but i got thier address from cra and i just sent them a letter and told them that i paid the settlement to get out of my contract which they had agreed to over the phone because the service sucked and so there for i had paid as agreed (albeit 2 years late) and they updated to pays as agreed. i cant find that address right now but as i said i got it from EQ
     

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