Dear Mr. Imhosed: Please accept this letter as a confirmation that your remaining balance on account # XXXXXX has been paid. The balance is zero and you don't owe anything further on this account. The account is been closed per your request. Thank you for your cooperation in resolving this matter. If you have any questions or concerns contact our Customer Financial Services Department for assistance at 1-800-822-2302. sincerely Is this a good enough letter to send to the credit bureau to get a PAID COLLECTION notation taken off my account? Please help. Thanks.