When a creditor sues you he can decide to sue you in 1 of 2 places. Where you signed the contract, or where you currently reside.
I would think intent isn't hard to prove if they continue to violate FCRA after you've pointed out the error and have a paper trail to prove it. Gib
I guess I am showing my blondness. I can never read or follow that stuff. Now why couldn't they just put it the way you said it.