1*So, question 1: I do have the right to ask them to cease all phone communicae do I not? What happens if they don't? 2*Question 2: They have to answer my request for validation, do they not? 3*What do I do now? 4*I'm afraid they'll put an immediate lawsuit on me or something. 5*Am I just letting them do what they're supposed to do and scare me? tandafire ============== 1*It's a 1000 Violation per call 2*No they DON"T. 3*Send the estoppell after their 30 days are up. 4*And what do you think they will do if you don't do nything? Just forget about? 5*could be. The END ************************* LB 59
Re: Re: VERY rattled abt phone call from CA ============== 1*It's a 1000 Violation per call 2*No they DON"T. 3*Send the estoppell after their 30 days are up. 4*And what do you think they will do if you don't do nything? Just forget about? 5*could be. The END ************************* LB 59 [/B][/QUOTE] LB - $1,000 per call? How and where would I report that? Not that it's a big deal to them... As for thinking they'll just forget about it, I wasn't hoping that they would. I know the debt is owed. I've known that from the beginning, what I didn't know is when and why it was turned over to the CA. That's what started this whole thing. And an estoppel will do what exactly? I realize that I may seem like a pain in the rear for those of you who are well versed and schooled at this, but I want to make sure I'm not screwing myself in more than has already been done. As always, I thank you in advance for your help, as well as post-haste for the advice given so far. T.
Re: Re: VERY rattled abt phone call from CA You can allege that in a lawsuit or you can use it in letters in an attempt to scare them but if you actually did file a law suit that had no more than their having made a few illegal phone calls to you the judge may grant you a grand or two and just lump all of them into one. That would be provided you had a lot of evidence that they had indeed made those calls which may or may not be easy to prove. I would tend to think that if you filed a suit on an agency based solely on phone calls you might not even get it heard. It could just get dismissed out of hand. It is easy for us to imagine how we surely must have a solid case and dream about how we are going to become instant millionaires if we have quite a few phone calls or whatever to go to court and cry about, but when the rubber meets the road it is not always nearly as easy as we might imagine. It normally takes a pattern of gross misconduct on their part to get a decent win out of a suit. It is their asset and they can do with it what they please. It may get them to give up on collecting it, it may not. If it does, it should be considered to be pure luck, nothing more. It makes no difference whether it was luck or what it was. If it works, fine and if it don't then one must be prepared to move on to better things. Not at all. We all realize that we once were ignorant of the process too and that no matter how much we appear to know to someone such as yourself it is little more than an illusion because if you put the kind of time into learning it as we have you will be at least as knowledgeable and quite possibly even more knowledgeable than we are. Anyone can learn just as we have. It really isn't that big of a deal. Just don't make any moves on the spur of the moment just because it sounds easy or simple. Before you do anything stop and think about it. Be sure you undertand what it is that you are about to do and if you don't understand it then don't do it.
Re: Re: VERY rattled abt phone call from CA quote: -------------------------------------------------------------------------------- Originally posted by tandafire o they still have to supply me with the validation as requested? Do they have to cease phone calls to me and put everything in a letter from here on out like I requested? -------------------------------------------------------------------------------- Question 1 - No they do not need to validate. But if they don't, they can not continue to attempt to collect on it. As for the cease and desist, yes they need to stop calling.
Re: Re: Re: VERY rattled abt phone call from CA 1*LB - $1,000 per call? How and where would I report that? 2*Not that it's a big deal to them... 3*I know the debt is owed. I've known that from the beginning, 4*what I didn't know is when and why it was turned over to the CA. 5*And an estoppel will do what exactly? tandafire ================== 1*You don't report it -you sue them for it. 2*It's not their deal it's yours. 3*That's not the issue. Point is you need to build your paper trail. 4**Probably because you didn't pay it. 5*Helps with the paper trail. The END ************************* LB 59 LB - $1,000 per call? How and where would I report that? Not that it's a big deal to them... As for thinking they'll just forget about it, I wasn't hoping that they would. I know the debt is owed. I've known that from the beginning, what I didn't know is when and why it was turned over to the CA. That's what started this whole thing. And an estoppel will do what exactly? I realize that I may seem like a pain in the rear for those of you who are well versed and schooled at this, but I want to make sure I'm not screwing myself in more than has already been done. As always, I thank you in advance for your help, as well as post-haste for the advice given so far. T. [/B][/QUOTE]
