Thank you to Doc for the Nutcase letter, Kittw1 for help with Vicki Banks@Equifax and all others who have shared their experiences. I have been trying to get the last negative tradeline corrected since Sept. 01 when I join this board. The tradeline was sold or transferred to the company's internal collections department and the DOLA was changed from the original account. The original and the collection account were both reporting on my CR. Today Equifax called and stated that both tradelines had been deleted and an updated CR had been mailed. I check the mail today and could not believe my eyes. One nice clean CR from Equifax! Again THANKS to all !!!!
Re: Equifax +111 Last two negatives increase score from 653 to 764. 111 point gain. Homeownership here I come!!!