I don't know what to do. I know it will show as a repo but I want it to reflect voluntary. I did everything I could not to lose my car but I had to choose between feeding my family and paying our rent. Not only that, the repo date is wrong. The amount is wrong which I think I can prove with a letter they sent to me quoting a different amount. My fear is that they can say they added some stupid fees or something to cover it. How can I get this accurately reported on my credit and better yet, removed? These people will not give me anything. Not even a detailed statement showing payments. I am in tears over this. My husband keeps telling me not to cry but I don't know what else to do. Is there something in the repo laws that may help me? Is there something I can pin them on related to the reporting on my credit? Any help would be appreciated and I thank all of you in advance for trying to help or just reading my story.