Hello all, Just had the pleasure of speaking with Mr. Martin today. Good stuff. Told me I only have a right to Validation within the first 30 days of the account being sent to collection. Also said that since the acct was paid, that they dont have to validate. Great stuff. offered to settle for my filing fees. Thoughts?
Tell Martin he's full of $hit and he knows it. FCRA says they can "assume the debt valid" after the 30 days, but the 30 days is not a bar to a consumer invoking his rights under FDCPA. And if it is, how much will it cost him to litigate that in YOUR state? Reimburse the filing fees? I'd demand $500 just for that insult. Another insult costs another $500.
I dont want to go round and round with him. My court date is early next month. I have a hunch no one will show.
