So now I have to tackle the combined hospital bills of 1500.00. I asked for itamized statements of each bill and they only sent me one. This is from a company called Pro Com Services. The total that they are billing is for about 8 or 9 hospital bills over about a 10 year span. They did not show up on my credit report, although I have not recieved hubbys report yet. Here is my question, Do I write them a validation letter for these accounts?? How do I handle them? They are threatening wage garnisgment and demanding it be paid in 6 months of monthly payments. The thing is, we have insurance and I don't even know if the insurance was ever billed or anything. How do I tackle this?? Any help appreciated.