September 03 --- 495 Equifax January 04----553 Equifax Today--- 608 Equifax All I have left to do on Equifax is a few collection accounts (5 to be exact) that are in the mist of vaildation and it should be done! I'm hoping once the collections are removed then FICO will be about 650. This board has been great! I have learned so much. I can't wait until I can post a message saying we got a mortgage.
